Dear Heloise: Check washing is a real problem. It occurred in our area after postal carriers were robbed of the keys they use to access the drop boxes. It was reported that almost all the drop boxes use the same lock. There are other issues that are contributing to the decline of check acceptance, especially by smaller retailers.

First, it can’t be determined at the time of checkout if the customer’s account contains the funds to cover the amount of the purchase. If it doesn’t, the retailer suffers a financial loss and may be assessed a fee by its own bank. Second, if the checks have to be endorsed and deposited in the bank, this becomes a time-consuming activity for the retailer, and then the retailer has to wait for the check to clear before the funds are received. A less serious issue is the time it takes to check out when a check is used. The use of a credit or debit card more or less eliminates these possible problems. — Best Regards, Tim Davis, Kettering, Ohio

Dear Heloise: I have an electric blanket. The care instructions say to wash it by hand, which I do with Woolite detergent in the tub. When done, I squeeze out as much of the water as I can. Then I put the blanket in the washing machine and run it on the spin cycle twice. Then I spread the blanket over a rack or some chairs to dry overnight. — Patricia Roberts, Bellaire, Texas

Dear Heloise: I also received too many gifts, greeting cards, coasters, etc., from charities that I donated to. I called the charities and asked them to discontinue sending these gifts. I continue to donate to them, and this also saves the charity money. — Jan Wiley, Bakersfield, Calif.

Dear Heloise: I am an 85-year-old widower, and I have been cooking pudding rather easily in the microwave by stirring the powder and milk together and then microwaving in one-minute intervals until it thickens and sets. It is a lot easier than standing over a hot stove and stirring. — Stephen Finner, Ph.D., Barre, Vt.